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CASACERTA HOME FINANCE
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Change the purchase price, deposit, interest rate and term. The estimate updates instantly and includes an indicative mortgage payment, IMT, stamp duties and cash needed upfront.
PROPERTY COST ESTIMATOR
Estimate onlyMortgage, deposit and tax estimate
Adjust the numbers to get an indicative view of this property.
Estimated monthly mortgage1414 €315 000 € loan · 3.50% · 30 years
Down payment35 000 €
Estimated IMT14 237 €
Stamp duties + admin5390 €
Estimated cash needed upfront54 627 €
Illustrative estimate, not a quote, tax assessment or credit decision. IMT uses 2026 residential bands; stamp duty is estimated at 0.8% of the purchase and 0.6% of loans over five years, plus a €700 registration/admin allowance. A lender may value the property lower, apply other costs, or approve a different amount. Confirm with a bank, solicitor and the Portuguese Tax Authority.
Deposit, indicative purchase taxes, loan stamp duty and admin are shown separately.
Bank valuation, eligibility, exemptions and legal costs can change the final amount.
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